MERCHANT SERVICES
In today's world, almost every business needs to accept credit cards. While merchant services (credit card processing) are offered through many channels, Del Norte Federal has a definite advantage. Our advantage is that you will work with us, every time. No call center, no run around, no unanswered questions. We provide you with a simple solution and that is a single point of contact... every time. Contact Wanda Rue for more information.

OPERATING LOANS
Smart financing makes it easier to plan your long-term growth. Perhaps it's time to expand into the building next door, purchase faster, newer machinery for your manufacturing plant or simply take another look at refinancing existing debt. Large amounts of well-placed capital can make a big difference to your ability to stay competitive.

LINES OF CREDIT
Every business needs the cash to operate and fill the gap between accounts payable and receivable. A Del Norte Federal Bank operating line of credit acts as a cushion to help you manage seasonal cash shortfalls and make hiring or purchase decisions now that will pay off in the future.

LETTERS OF CREDIT
A standby letter of credit can be issued as an alternative to a guarantee. This has all the characteristics of a guarantee except that it must have an expiration date, which can be extended.

ACH TRANSFERS
Business initiated ACH transfers are a great way to save time on multiple transactions that are similar in nature. ACH can be used either to bring money in or to send money out. You can sign up your customers to allow you to draw their payments directly from their account each billing cycle. You can also use ACH in the opposite direction by sending money out. The most common use of this is directly depositing payroll into your employees' accounts.