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These days everyone is concerned about the safety of their bank. Del Norte Federal Bank assures your safety by being well-capatalized, Four StarRated by Bauer Financial and FDIC insured.Our experienced and knowledgeable staff is ready to help you with your checking, savings, CDs, IRAs, merchant services and many other services. As a local mutual bank with a staff that is always friendly with a smile and committed to giving our customers the best service.
DEPOST ACCOUNTS AND SAVINGS INVESTMENT PLANS
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$500 - $9,999
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$10,000 - $24,999
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$25,000 and over
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CERTIFICATES |
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INTEREST
% RATE |
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APY % |
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INTEREST
% RATE |
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APY % |
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INTEREST
% RATE |
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APY % |
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3 month |
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0.25 |
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0.25 |
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0.55 |
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0.55 |
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0.80 |
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0.80 |
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6 month |
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0.45 |
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0.45 |
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0.75 |
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0.75 |
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1.00 |
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1.00 |
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9 month |
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0.50 |
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0.50 |
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0.80 |
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0.80 |
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1.05 |
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1.05 |
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12 month |
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0.60 |
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0.68 |
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0.90 |
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0.98 |
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1.15 |
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1.23 |
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18 month |
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0.80 |
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0.88 |
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1.10 |
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1.18 |
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1.35 |
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1.43 |
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24 month |
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1.10 |
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1.18 |
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1.40 |
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1.48 |
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1.65 |
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1.73 |
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30 month |
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1.25 |
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1.33 |
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1.55 |
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1.63 |
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1.80 |
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1.88 |
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36 month |
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1.40 |
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1.48 |
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1.70 |
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1.78 |
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1.95 |
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2.03 |
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48 month |
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1.75 |
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1.83 |
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2.05 |
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2.13 |
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2.30 |
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2.38 |
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60 month |
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2.05 |
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2.13 |
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2.35 |
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2.43 |
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2.60 |
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2.68 |
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All above accounts are compounded quarterly except for the 6 and 9 month certificates which is compounded at the
end of the term. A penalty may be imposed for early withdrawal. These accounts are also available for Individual Retirement Accounts.
IRA & ROTH IRA: Add .10% to the high tier rate on any amount
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MONEY MARKET DEMAND ACCT
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Interest
Rate%
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APY %
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$1,000 to $9,999
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0.35
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0.36
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$10,000 to $24,999
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0.60
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0.61
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$25,000 to $49,999
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0.85
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0.86
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$50,000 to $99,000
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0.90
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0.91
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$100,000 and over
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0.95
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0.96
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* You may make six (6) withdrawals from your account each month. Each withdrawal after the first six (6) will be charged a fee of $10.00.
* Interest paid on balances over $1,000
These rates may change as they are determined solely by Del Norte Federal Bank.
Fees could reduce earnings on the account.
The minimum balance to open an account is $1,000.
Interest on the above accounts is compounded daily and paid monthly.
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CHECKING
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Interest
Rate%
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APY %
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General
Information |
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NOW CHECKING |
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0.25 |
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0.26 |
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* $500 minimum balance to avoid $5 fee |
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* $25 minimum balance to earn interest |
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EASY SENIOR CHECKNG
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0.25
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0.26
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* No monthly fee if 55 years or older
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EASY CHECKING
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N/A
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* No monthly fee. Charge of $0.20 each check after20 checks.
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These rates may change as they are determined solely by Del Norte Federal Bank.
Fees could reduce earnings on the account.
The minimum balance to open a checking account is $100.
Interest on the above accounts is compounded daily and paid monthly.
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SAVINGS
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Interest
Rate%
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APY %
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FREEDOM SAVINGS
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0.35
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0.36
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STATEMENT SAVINGS
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0.35
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0.36
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IRA DEPOSIT ACCT
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0.50
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0.51
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*RAINY DAY ACCOUNT
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0.85
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0.86
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*Note: must have regular auto deposit and limit of one withdrawal per month
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INVESTOR SAVING
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Interest
Rate%
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APY %
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$1,000 to $9,999
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0.20
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0.21
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$10,000 to $49,999
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0.50
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0.51
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$50,000 to $99,000
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0.85
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0.86
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$100,000 to $399,999
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0.95
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0.96
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$400,000 and over
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1.10
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1.11
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* Minimum balance to open is $10,000
* Interest paid only on balances over $1,000
* $9.00 service charge if balance falls below $10,000.
Interest on the Statement Savings and Investor Savings is compounded daily and paid monthly. Interest on the passbook and IRA Deposit accounts is compounded daily and paid quarterly.
These rates may change as they are determined solely by Del Norte Federal Bank.
Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal on the IRA account.
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| Please ask a member of our staff for information concerning the fees and terms applicable to these accounts. Specific disclosures for each account are available in the Electronic Funds Transfer and Funds Availablity Policy brochure. |
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